Your L.I.F.E. deserves Love, Inspiration, Fortitude, and an Emergency




Saturday, November 27, 2010

Life Coaching For Business Owners

Life coaching is actually a process of helping individuals reach their goals. Different people have different goals. While other people want to achieve a new lifestyle, others want to change careers. While goals vary depending on what certain people want to achieve in their lives, the main thrust of life coaching is making sure that these people achieve their goals. As such, this is a very effective measure in helping individuals find their direction in life, prepare for a new phase in life, set up a new business, and even recover from a loss and bereavement.

This is probably the reason why corporations and business owners are considering life coaching in their management strategies. It actually offers a number of benefits for business owners. First and foremost, it provides them with employees that have improved management and leadership skills. Since individuals are encouraged to go beyond their limitations and reach their goals, management and leadership skills are consequently improved.

Second, with life coaching, there is a greater career drive. Employees are now driven with renewed strength and energy, knowing that they can conquer any challenge that may come their way. Moreover, coaching also makes people realize their true direction in life. As such, when employees are made aware of the right direction for them to take, there is no stopping them. Consequently, this can be very advantageous for corporations, organizations, and business owners as well.

Third, when individuals realize their true potentials with coaching, productivity increases. Thus, this will consequently result to improved business operation and greater business opportunities. In addition, when individuals realize their potentials, they gain self confidence and high morale, which also yield to an increase in productivity.

Finally, business owners who encourage coaching culture in their businesses only show that they care for the welfare and well being of their staff. In return, they garner greater loyalty by the staff involved in the coaching itself, which will result into a reduction in staff turnover. In any business, a reduction in staff turnover is definitely one of the things that they strive to achieve. Thus, if life coaching produces these results, then it is truly beneficial for any business.

Today, there are a number of coaching services that especially caters to corporate and executive coaching. These life coaching services help different companies achieve their respective goals as well. Companies that have chosen life coaching as the primary approach to leadership and organizational development are actually experiencing outstanding benefits. In effect, life coaching does not only provide employees with the awareness their own values in responding to inevitable changes in workplace trends, but provides a well balanced working environment as well. And that is, an environment that mutually benefits employees and business owners.

I pray that this article empowers you to "Get A L.I.F.E."

Saturday, November 13, 2010

Success

Success is when you feel at ease with yourself, when you earn enough doing a job you love to sleep well at nights, when your close relationships are great and you are a positive influence on those around you. When you can deal with adversity and plan for the future.

Success is also knowing that you are firing on all four cylinders, that you have achieved self-control, that you can make yourself do the things you need to do when you need to them.

A successful person is a great time manager, each day having a sense of purpose, each day having goals and structure whether that be for work or leisure.

Success isn’t all about money!

I pray that this article empowers you to "Get A L.I.F.E."

Sunday, November 7, 2010

How To Kill Your Credit Score

Your credit score can range from 300 to 850 — the higher, the better. Most articles about credit scores focus on how you can improve your score to get approved for loans and get the best possible interest rates from lenders, but here, we're going to take the opposite approach and tell you how to achieve the worst credit score ever.

If any of these behaviors apply to you, watch out — you're in the process of doing some serious damage to your financial reputation.

1. Don't Pay Your Bills

The most important part of your credit score is your repayment history, so if you want to have terrible credit, don't pay your bills.

Did you get a bill in the mail from your credit card company today? Don't open it. Leave it in the envelope and throw it on top of the growing pile of paper on your dining room table. By refusing to pay even the minimum monthly payment, the repayment history on your credit report will look terrible, showing that you have bills you haven't paid for 90-plus days. Eventually, your account will go to collections, making your score plummet further.

Better yet, throw your unopened credit card bill in the trash. That way, a thief might be able to acquire enough information about you to steal your identity, leaving you with a gigantic financial mess to clean up and completely trashing your credit score.

While you're at it, don't open your monthly mortgage statement, either. Keep doing this month after month. Eventually, you'll lose your home to foreclosure. Between the unpaid mortgage and the credit card bills, you may even have to declare bankruptcy. Bankruptcies and foreclosures are a great way to ruin your credit not just in the short term, but for years to come.

2. Charge It!

The second most important factor of your credit score is how much you owe. So if you want to ruin your credit score, make sure to max out all of your credit cards. Better yet, try to spend past the limit! Then, don't pay the bill — ever. Let the interest and late fees rack up. Instead of keeping your credit card balances below 15-25% of your total available credit, as credit experts like Liz Pulliam Weston recommend, see if you can manage to owe $10,000 on a card with a $5,000 limit.

3. Apply, Apply, Apply

Ten percent of your credit score is based on how many new accounts you have applied for recently. So if you want to mar this component of your score, why not surf the web and see how many credit card applications you can fill out in a single day? Best of all, if you get approved, you'll have new tools to dig yourself into an even deeper financial hole.

4. Be a One-Trick Pony

Your credit score tends to be higher if you use a mix of different types of credit, such as credit cards, store accounts, an auto loan and a mortgage. Of course, to get approved for a mix of credit in the first place, you'd have to be responsible with your money. If you want to look bad, don't mix it up - stick with credit cards. These are one of the easiest types of credit to get.

5. Assume That It's Hopeless

Once you've thoroughly destroyed your credit, there's no sense in hoping that things could get better one day. After all, a bankruptcy can stay on your credit score for up to 10 years. So don't visit a nonprofit credit counseling service for help. Don't work out a budget to help you manage your money better. Don't cut up your credit cards or freeze them in blocks of ice. And don't take any baby steps toward paying off your debts. Just resign yourself to a life on the streets - it will be harder for your creditors to track you down if you don't have a job, an address or a phone number. Don't believe anyone who tells you that you can turn your situation around in a year or two if you're motivated enough.

What Won't Affect Your Score

While you're hard at work destroying your credit and ensuring that your life will one day revolve completely around clawing your way out of debt, please keep in mind that there are a few destructive behaviors that won't have any impact on your credit score.

Unless you do it so often that your bank sends your account to collections, overdrawing your checking account won't have any effect on your credit score (though it will be very expensive). Getting divorced, in and of itself, will not affect your credit score, so don't think that stepping out on your spouse will get you any closer to a 300. Losing your job won't directly impact your score, either, nor will receiving unemployment checks or signing up for food stamps.

Credit bureaus don't care if you're on public assistance, and they don't care if you have a job — they're only interested in whether and when you pay your bills, not how you derive the means to pay for them. But hey — why stop at just destroying your credit when you could destroy your entire life?

The Bottom Line

Please don't follow the funny way that I presented this article - I really don't want to see you ruin your finances, your relationships or your sanity.

I pray that this article empowers you to "Get A L.I.F.E."

Saturday, October 30, 2010

Everything Has Its Place

I’ve always known that it’s best if important things have their own place; passports, tools and so on. What I’ve only recently realized is that really everything should have an exact place, I mean not just on a particular shelf but a precise spot on that shelf. It may seem rather boorish to be so clinical but the alternative is wasted time searching with complete frustration. You have probably wasted months of your life looking for keys, socks, flashlights, and documents. Even worse, you have probably abandoned projects or ventures simply because you couldn’t find vital elements of the project.

Can you pass the following test? Can you get up now and find your keys, wallet, camera, flashlight and passport with your eyes SHUT?

The other advantage of things having their own exact place is that you will realize much more quickly that an item has gone missing.

I pray that this article empowers you to "Get A L.I.F.E."

Saturday, October 23, 2010

Get In The Flow

It sure is easy to recognize when you aren’t in the zone, but how to recognize when you are?


1) You open a letter, deal with it and file it all in one go.

2) You complete one of the “hard things” on your to-do list

3) You need a document that’s stored in the box, no problem you go off to get it.

4) You see a problem you fix it, your internal procrastinator doesn’t get a look in.

5) The more jobs you check off the more energized you feel.

6) Work doesn’t feel like work any more.

Definition of in the flow

1. Clear goals (expectations and rules are discernible and goals are attainable and align appropriately with one’s skill set and abilities). Moreover, the challenge level and skill level should both be high.

2. Concentrating, a high degree of concentration on a limited field of attention (a person engaged in the activity will have the opportunity to focus and to delve deeply into it).

3. A loss of the feeling of self-consciousness, the merging of action and awareness.

4. Distorted sense of time, one’s subjective experience of time is altered.

5. Direct and immediate feedback (successes and failures in the course of the activity are apparent, so that behavior can be adjusted as needed).

6. Balance between ability level and challenge (the activity is neither too easy nor too difficult).

7. A sense of personal control over the situation or activity.

8. The activity is intrinsically rewarding, so there is an effortlessness of action.

9. A lack of awareness of bodily needs (to the extent that one can reach a point of great hunger or fatigue without realizing it)

10. People become absorbed in their activity, and focus of awareness is narrowed down to the activity itself, action awareness merging.

A person cannot force himself or herself to enter flow or even predict when he or she is going to enter flow. It just happens. A flow state can be entered while performing any activity, although it is most likely to occur when one is wholeheartedly performing a task or activity for intrinsic purposes.

Catch22:  I have to succeed at something to enter the zone, complete a difficult task, understand something inspirational, or find a remarkable solution.

I pray that this article empowers you to "Get A L.I.F.E."

Saturday, October 9, 2010

The 5 Minute Rule

When you are about to abandon a task because you’ve had enough or feel you aren’t getting anywhere or are just bored then try applying the “5 minute Rule”. Say to yourself I will stick at it for just 5 minutes more and then I can give up or take a break.

At the worst you get 5 minutes work done and at the best you will have found a second wind, got focused and become productive.

Remember the other 5 minute rule that we often want to give up a task after 5 minutes; 5 minutes into writing an essay or starting a run that’s the danger time before we’ve warmed to the task before we see any progress, you can use the five-minute rule to help you through this discouraging phase.

I pray that this article empowers you to "Get A L.I.F.E."

Wednesday, October 6, 2010

How to Motivate Yourself

People who are unable to motivate themselves must be content with mediocrity, no matter how impressive their other talents. - Andrew Carnegie

If you want to excel in life, self motivation is essential. You must know how to motivate yourself. You must be able to keep your spirit high no matter how discouraging a situation is. That’s the only way to get the power you need to overcome difficulties. Those who are discouraged in difficult times are certain to lose even before the battle is over.

The question is: how do you motivate yourself? Here are several tips I’ve found to be effective to build self motivation:

1. Have a cause

I can’t think of a more powerful source of motivation than a cause you care about. Such cause can inspire you to give your best even in the face of difficulties. It can make you do seemingly impossible things.

While other causes could inspire you temporarily, a cause that matters to you can inspire you indefinitely. It’s a spring of motivation that will never dry. Whenever you think that you run out of motivation, you can always come to your cause to get a fresh dose of motivation.

2. Have a dream. A big dream.

Only as high as I reach can I grow, only as far as I seek can I go, only as deep as I look can I see, only as much as I dream can I be. - Karen Ravn

Your cause is a powerful source of motivation but it’s still abstract in nature. You need to make it concrete in the form of a dream. Imagine how the world will be in the future. Imagine how people will live and work.

Having a dream is important because it’s difficult to be motivated if you don’t have anything to shoot for. Just think about people who play basketball. Will they be motivated to play if there is no basket to aim at? I don’t think so. They need a goal. You need a goal. That’s what your dream is for.

But just having a dream is insufficient. Your dream must be big enough to inspire you. It must be realistic but challenging. It must stretch your ability beyond your comfort zone.

3. Be hungry

Wanting something is not enough. You must hunger for it. Your motivation must be absolutely compelling in order to overcome the obstacles that will invariably come your way. - Les Brown

To be truly motivated, you need to have hunger and not just desire. Having mere desire won’t take you through difficult times since you don’t want things badly enough. In many cases, hunger makes the difference between the best performers and the mediocre ones.

How can you have hunger? Your cause and your dream play a big role here. If you have a cause you care about and a big dream related to it, you should have the hunger inside of you. If you think that you are losing hunger, all you need to do is to connect again to your cause and dream. Let them inspire you and bring the hunger back.

4. Run your own race

I do not try to dance better than anyone else. I only try to dance better than myself. - Mikhail Baryshnikov

Comparing yourself with others is an effective way to de-motivate yourself. Even if you start with enthusiasm, you will soon lose your energy when you compare yourself with others.

Don’t let that happen to you. You have your own race so how other people perform is irrelevant. Comparing yourself with others is like comparing the performance of a swimmer with a runner using the same time standard. They are different so how can you compare one with the other?

The only competitor you have is yourself. The only one you need to beat is you. Have you become the best you can be?

5. Take one more step

Success is not final, failure is not fatal: it is the courage to continue that counts. - Winston Churchill

When you meet obstacles along the way, there could be the tendency to quit. You may think that it’s too difficult to move on. You may think that your dream is impossible to achieve. But this is where you can see the difference between winners and losers. Though both of them face the same difficulties, there is one thing that makes the winners different: the courage to continue.

In difficult situations, just focus on taking one more step forward. Don’t think about how to complete the race. Don’t think about how many more obstacles are waiting for you. Just focus on taking the next step.

6. Let go of the past

Finish each day and be done with it. You have done what you could. - Ralph Waldo Emerson

Believe it or not, one of the best de-motivators is your past. Your past can drag you down before you realize it. Your past can give you a heavy burden on your shoulders.

The good news is it’s a burden you don’t have to carry. Take it off your shoulder and leave it. You might make mistakes in the past. You might disappoint others with what you did. But it’s over. It’s already in the past and there’s nothing you can do about it.

Today is a new day and you have the chance to start again. No matter how bad your past might be, you still have a bright future ahead waiting for you. Just don’t let the burden of the past stop you.

Apply these tips and motivate yourself. Don’t settle for mediocrity. Let your self motivation take you to excellence.

I pray that this article empowers you to "Get A L.I.F.E."